Annuities

Annuities are a very effective financial tool for many different types of people in various situations. There are different types of annuities. At Piedmont Capital Brokerage, we specialize in annuities where there is no risk of loss due to investment due to market volatility. Lack of accurate information on annuities has affected public sentiment on how they truly work, which is a trend we hope to reverse, and in turn, spread the truth regarding annuities

The fact is that annuities are the BEST way for someone who has a low-risk tolerance to invest their money in a tax-deferred manner and have multiple layers of protection. Annuities are also a perfect solution for people who would like to create a private pension for themselves in forging an income they cannot outlive. A Little known element of value that annuities can provide is the ability to capture the gains of the stock market indices without the risk of loss associated with that same market index if the market takes a downturn! Annuities are not simply a useful tool in creating your own private pension, did you know that pensions in this country (through various different organizations) are in danger of meeting their obligations?

Experts estimate that pensions have a built-in assumption of making an annualized return of over 7% in order to even come close to meeting their obligations. The problem is, only half of the amount of those returns can normally be expected, which is an obvious problem for the people that have worked hard and expect the payout obligations to be met for as long as they live! We can solve that problem and provide a guaranteed income stream which takes away that guesswork. Annuities also can provide a great alternative for CD investors! The best interest rate for a 3 year CD is often 50% of what the average 3 years fixed annuity guaranteed rat would be! Also, ask us about how we have an extra layer of protection for your investment!